Add the people you support, once.
Their name, how they’re related, the country, and the mobile-money number they receive on. That’s the whole setup.
Canada → Kenya · Uganda
Home can’t wait for payday.
Plan the support, send it home, and see the fee and exactly what arrives before you send. With the Nia line,* eligible customers can send what’s needed now and repay over time.
*The Nia line is not available to every customer. Eligibility, limits, repayment terms and approval apply and may change. The cost and terms are shown before you draw. Terms apply.
Registered with FINTRAC as a Money Services Business†
Illustration · example figures
← Send money
GW
Grace WanjiruKenya · M-Pesa
You send (CAD)
CA$
Card feeCA$ 6.10
Grace receivesKSh 19,080
An illustration with example figures. The app shows your live fee and amount before you confirm.
The payday gap
No 3 a.m. calls before payday.
Rent, school fees, the clinic. Tell us when it's due and when you're paid, and see the days in between.
What is due?
*The Nia line is not available to every customer. Eligibility, limits, repayment terms and approval apply and may change. The cost and terms are shown before you draw. Terms apply.
How it works
Watch it work.
These are the real screens, with demo data. Add someone you support, set the plan once, and Nia keeps it in view.
Say what it’s for, and when.
Monthly support, school fees or something else. Choose the amount, weekly, monthly or one-off, and the day you want to be reminded.
Check it, confirm it, done.
One clear summary of who, how much, and how often. Nia will remind you each month, so it never lives only in your head.
See who’s due, and when.
Every person, every plan and every due date on the Family tab. Open anyone to change the plan or mark it sent.
Know what arrives, before it goes.
Choose who, type the amount, and see what they’ll receive. The fee is shown first. Then pay from your bank, by card, or with your Nia line* if you’re eligible.
*Eligible customers only. Terms apply.
A nudge before it’s due.
Nia reminds you ahead of time, so the rent, the school fees and the monthly support go out when they should.
What it costs
The whole cost, in front of you.
Before you send, you see the fee, what you pay in total and what lands. Type an amount to see how the screen reads.
Interac e-TransferBank account (pre-authorized debit)Debit or credit cardYour Nia line*
Illustration · example figures
CA$
The feewhat the payment method adds
CA$ 0.00
You paythe amount plus the fee
CA$ 200.00
Grace receiveson M-Pesa
KSh 19,080
An illustration with example figures, not a quote. Your live fee and amount are always shown in the app before you confirm a send.
The Nia line
Home doesn’t wait for payday.
Some things at home can’t wait for payday: school fees, a hospital bill, rent. With the Nia line, eligible customers can send what’s needed now and repay over time.* It’s built around the support you already give your family.
- Built around the rent, food and school fees you already support
- No months of waiting to build a record
- Flexible time to repay
- A person at Nia approves every line
*The Nia line is not available to every customer. Eligibility, limits, repayment terms and approval apply and may change. The cost and terms are shown before you draw. Terms apply.
Tell us who you support
Rent and food for Mama in Nakuru. School fees for your niece in Eldoret. Add each one with its date.
A person reviews it
No months of waiting. Eligible customers get a line sized to the support they already give, and a person at Nia approves every line.
Your line is there
On the days pay is late and home can’t wait, it’s already in the app.
Repay when you’re paid
Flexible time to repay, so the next date is never at risk.
Illustration
What your family counts on
Set it up once.
-
Rent and foodMama · NakuruKSh 25,000every month, the 1st
-
School feesYour niece · EldoretKSh 47,970every term
Your Nia line*Sized to this support. A person at Nia approves it.
Amounts in KSh. Example only.
The month ahead
Mama’s rent doesn’t wait for the 5th.
Rent and food in Nakuru fall due on the 1st. Your pay lands on the 5th. The Nia line* is there for the days in between.
1stRent and foodNakuru
5thYour payday
12thSchool feesEldoret
4 days between the rent and your pay, with the Nia line* there for them.
Their side
Straight to the phone they already use.
Your family receives on mobile money, on the number they already have. Nothing to download, nothing to set up on their end.
M-PesaKenya · KES
MTN MoMoUganda · UGX
Sending is available from Canada. We never ask for your M-Pesa or MoMo PIN, and never will.
Questions
Good to know.
Where can I send money?
Sending is available from Canada to Kenya and Uganda. Your family receives on M-Pesa in Kenya or MTN MoMo in Uganda.
What does it cost?
The fee and exactly what arrives are shown in the app before you confirm a send.
How do I pay?
From your bank with Interac e-Transfer or pre-authorized debit, or with a debit or credit card. Eligible customers can also use the Nia line.
What is the Nia line?
With the Nia line, eligible customers can send what’s needed now and repay over time. It’s built from the sends you already make. The Nia line is not available to every customer. Eligibility, limits, repayment terms and approval apply and may change. The cost and terms are shown before you draw. Terms apply.
Is Nia registered?
1562023 B.C. LTD., operating as Nia Payments, is registered as a Money Services Business with FINTRAC. Registration confirms we have met the legal requirement to register. It is not an endorsement, certification or licence from FINTRAC or the Government of Canada.
Is my card information safe?
Card details go straight to our payment processor, Stripe. Nia never stores your full card number, and we never ask for your M-Pesa or MoMo PIN.
Is there an Android app?
Nia is on the App Store for iPhone today. Android is coming. In the meantime you can reach us on WhatsApp at +1 604 388 0829: send LINE.
Can I delete my account?
Yes. In the app, go to Profile and choose Delete account. Your personal data is removed within 30 days, except where the law requires us to keep limited records. See how to delete your account.
Bring everyone you support into one place.
Add your first person in three steps, and see the cost of every send before you confirm it.